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Hospital Coverage

YOUR BENEFITS
STUDENTS

Your coverage will depend on where you are hospitalized:

MANITOBA  |  OUTSIDE MANITOBA, BUT IN CANADA  |  OUTSIDE CANADA

 

IMPORTANT
 

If you are travelling outside of Manitoba, this policy reimburses the cost of services and/or supplies up to the same limits Manitoba Health would pay if provided in Manitoba. Should the cost of services and/or supplies be higher than the cost of the same services in Manitoba, you are responsible for the additional cost.

For travel outside of Canada, MISHIP limits reimbursement to the services and/or supplies provided on an emergency basis only. As well, this policy reimburses the cost of services up to the same limits Manitoba Health would pay if provided in Manitoba. Should the cost of services and/or supplies be higher than the cost of the same services in Manitoba, you are responsible for the additional cost.

MANITOBA

While hospitalized the Manitoba International Students Health Insurance Plan provides you with coverage for:

  • Accommodation and meals at the standard level
  • Necessary nursing services
  • Laboratory, x-ray and diagnostic procedures
  • Medications administered in a hospital
  • Use of the operating room, care room and anaesthetic facilities
  • Routine surgical supplies
  • Occupational, speech and physiotherapy
  • Dietetic counselling

OUTSIDE MANITOBA, BUT STILL IN CANADA

If you are admitted to an approved hospital anywhere in Canada the Plan will reimburse you at the standard rate.

  • Reimbursement will be made according to the fee schedule of the province or territory in which you are hospitalized.
  • In no event will reimbursement exceed the actual cost incurred.
  • If you are required to pay the hospital bill, get an itemized bill from the hospital to submit to Great-West Life for reimbursement.

OUTSIDE CANADA

If you require emergency hospital care outside Canada, the Plan will reimburse:

  • Emergency hospital care an average daily rate at the same limit as set by Manitoba Health.
  • The cost for hospital care outside Canada could be significantly higher than the amount that will be covered by MISHIP.
  • The difference above the covered amount would be your responsibility.
  • If you are required to pay the hospital bill, get an itemized bill from the hospital to submit to Great-West Life for reimbursement.

 
     
University of Manitoba University of Winnipeg Brandon University


Aon Consulting | Telephone: (204) 954-5505 | Fax: (204) 954-5501 | Email: Kristie.Boutet@aon.ca