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ENROLLING IN THE PLAN
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YOUR BENEFITS
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CLAIMS
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COVERAGE MANAGEMENT
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LINKS OF INTEREST
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Exclusions & Limitations
YOUR BENEFITS
STUDENTS
Expenses related to the following are not covered under the Plan:
- Charges which are in excess of the amount provided in the Manitoba Provincial Fee Schedule
- Services that are not medically necessary
(for example, plastic surgery)
- Health services performed at the request of a third party, such as examinations for employment, drivers' licence, insurance, travel, immigration or emigration
- Personal services such as television, radio, telephone, etc.
- Services provided by psychologists and dieticians outside of hospital or institution
- Services provided by chiropodists and podiatrists
- Services provided by audiologists, physiotherapists, speech therapists and occupational therapists in private practice
- Acupuncture
- Telephone advice
- Examinations, laboratory test, x-rays and other procedures related to services not covered under the Plan
- Routine eye exams for persons between the ages of 19 and 65
- The cost of eyeglass frames, lenses, contact lenses, or the fitting of these
- Preparation of records, certificates or communications, or testimony in court
- Group immunization or other group services
- Additional charges for private or semi-private hospital room
- Private nursing care
- Personal care home charges
- Drugs used to treat erectile dysfunction
- Any portion of a hospital stay which extends beyond the date that your physician indicates that hospital care is no longer required
- Care and treatment provided at an institution associated with a mineral spring or spa
- Care and treatment covered by the Workers' Compensation Board, the Department of Veterans' Services, or other statute.
- Care and treatment in a tuberculosis hospital
- Medical equipment such as crutches, canes, wheelchairs, etc.
- Services provided by a medical practitioner to himself or any of his eligible dependents
- Laboratory and x-ray procedures performed in ineligible facilities (for example, x-rays performed or requested by a chiropractor)
- Chiropractic services other than adjustments, and chiropractic treatment as a result of a motor vehicle accident covered by Manitoba Public Insurance
- Services provided by a practitioner in the healing arts, who is not a medically licensed physician
NOTE
Expenses not covered under the Manitoba International Students Health Insurance Plan include, but are not limited to, those listed above.
NEED MORE INFORMATION ABOUT WHAT IS COVERED?
Call Great-West Life, Customer Service at:
- Toll-FREE: 1-800-957-9777
- Outside Canada or US Call Collect: 204-946-1190
Please have the following information ready:
- Plan name: Manitoba International Students Health Insurance Plan
- Policy number: 42074
- Your personal ID number (this can be found on your MISHIP Identification Card)
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