IMPORTANT! |
Coverage for some services may be limited or excluded when traveling outside of Manitoba. Students are encouraged to review the coverage provided by MISHIP before coming to Canada and to purchase additional health/dental and/or travel health insurance from their home countries if they feel it is necessary. |
IN CANADA
If you are travelling outside of Manitoba, this policy reimburses the cost of services and/or supplies up to the same limits Manitoba Health would pay if provided in Manitoba.
Should the cost of services and/or supplies be higher than the cost of the same services in Manitoba, you are responsible for the additional cost.
OUTSIDE CANADA - EMERGENCY EXPENSES
Your coverage for emergency expenses incurred outside Manitoba is limited to the cost that would have been covered had the treatment been received in Manitoba.
The cost of emergency expenses outside Manitoba could be significantly higher than the amount that would be covered by the Manitoba International Students Health Insurance Plan and you would be responsible for the amount in excess of the cost reimbursed by the Plan.
In no event will reimbursement exceed the cost of the actual expense.
